Home Insurance Coverage

Comprehensive Home Insurance to Protect Your Haven

Ron Ward Insurance offers a robust selection of home insurance options designed to safeguard your residence and the valuables within. From standard coverage to specialized policies, find everything you need to protect your home and peace of mind:

• Standard Home Insurance: Covers your home's structure, personal property, and liability in case of accidents or disasters.
• Renters Insurance: Protects your belongings and covers liabilities for those who lease their living space.
• Condo Insurance: Tailored for condo owners, covering interior structures, personal property, and liabilities.
• Mobile Home Insurance: Specialized policies designed for mobile or manufactured homes.
• Specialty Coverage:
• Sinkhole, Flood, and Earthquake Insurance: Provides coverage for specific natural disasters that regular home insurance might not cover.
• Valuable Possessions Insurance: Extra protection for high-value items such as jewelry, fine arts, and collectibles.
• Fire and Property Damage: Covers damage caused by fire, smoke, and other perils.
• Additional Living Expenses/Loss of Use: Covers the costs if your home becomes uninhabitable due to covered damage.
• Personal Coverage:
• Medical Expenses: Helps cover medical costs if someone is injured on your property.
• Personal Liability: Protects you from legal claims due to injuries or damage to others caused by you or your property.
• Personal Injury and Umbrella Insurance: Extends your liability coverage beyond the limits of your standard policy.
• Excess Liability Coverage: Offers additional liability protection above your existing home and auto insurance policies.
• Additional Options:
• Flood Coverage: Essential for homes in flood-prone areas.
• Secondary Home and Collectible Cars Insurance: Coverage for secondary properties and prized collectible vehicles.
• Wine Collection Insurance: Specialized coverage for valuable wine collections.
• Water Back-Up and Off-Premises Theft: Protection against specific risks like water backup damage and theft occurring outside your home.

At Ron Ward Insurance, we understand that every home and homeowner has unique needs. Our team is dedicated to helping you customize your coverage to ensure comprehensive protection. Call (304) 743-5555  today for a free quote!

Why Choose Ron Ward Insurance?

Our home insurance policies offer a range of benefits:

• Comprehensive coverage for rentals, condos, and mobile homes.
• Specialized policies for sinkhole, flood, and earthquake damage.
• Protection for valuable possessions, including jewelry, fine arts, and collectibles.
• Coverage for personal property, property damage, and additional living expenses.
• Medical expenses, personal liability, and personal injury coverage.
• Additional options for umbrella and excess liability coverage.

Get in touch with Ron Ward Insurance at (304) 743-5555 to learn more about our home insurance policies and how they can benefit you.

Experience the Ron Ward Difference

With over 50 years of experience in the insurance industry, we pride ourselves on treating our customers like family. Our family-owned and operated agency offers a better value for your insurance dollar than you might find searching on your own. Plus, we offer a free quote to help you get started. Don't wait for disaster to strike - safeguard your home by calling Ron Ward Insurance at (304) 743-5555 today.

Contact Us Today

Ready to secure your home with confidence? Reach out to us at Ron Ward Insurance. Our team is ready to help you find the best home insurance policy for your needs. Remember, your home is your most valuable asset - protect it with the best. Contact us at (304) 743-5555 today.